Welcome to Payday Point

Struggling with lack of money during financial emergencies?
Want to tackle small urgent cash hurdles as soon as possible? Looking out for loans? Don't know where to start? We at Payday Point aim at helping you to find the loan that you exactly need. Just tell us your requirements and you are done!

Know who we are:

At Payday Point we work as a responsible intermediary that works really hard to help you to find a suitable loan deal by the lender you trust with competitive rates and terms. We are not a direct lender, so we cannot make any credit decisions. We our matchless services you can rest assured to find a decent loan plan that further allow you to get rid of unwanted financial troubles in no time. We are not the ones who will take decision on rates and fees and other terms of the loan. So, if you have any question related to a loan then you must talk to your lender directly. We have no control and are not responsible for any actions and inactions of the lender on its network. So you must go through lenders terms and conditions and past history before signing any loan agreement with the lender. We are here to match your requirements with the lenders according to your registration application. This website does not charge any fees for this service.

Know what are payday loans?

Payday loans are short term loans that have been especially designed for salaried persons of USA. When you are exhausted with your previous month payday and cannot wait for your next payday, then these loans will come as a savior in your life and help you to deal with unforeseen fiscal urgencies on time. Upon approval of these loans you can get fast cash in hands ranging from $100 to $1,000. Funds will be automatically deducted from your bank account when you next month payday arrives in short tenure of 2 to 4 weeks.

Know why payday loans are costly:

Since these loans are provided for short time period only, lenders will charge them with higher interest rate to reduce the risk. APR on these loans will be also high as due to short term financial nature of the loan interest rates are calculated as an annual charge. So, you should go for these loans only when you are 100% sure about you can afford to pay them back within agreed time frame.

Know about installment loans:

Installment loans are a special financial provision that allows you to make repayment in small easy installments be it weekly, fortnightly or quarterly. The installment time will be fixed by the lender. Upon approval of these loans you can raise enough finance up to $1,500, depending on your needs and budget. These kinds of loans usually involve higher interest rate, so make sure to handle them responsibly and pay them back on time. You can utilize approved money freely to meet any of your short term financial requirements.

Know how to get started with Payday Point:

It takes only few minutes to get started with us. All you need is to fill in a simple and short online registration form with the required details and submit it. The form will be processed by all popular lenders on our network and they will provide you quick response on whether your loan application is approved or not in no time. Our registration is completely free.

Enjoy our round the clock services and contact us at any time if you need further assistance!

Please note that Payday Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.