Payday Point is a highly famous online loan comparison website. We are based in USA. It is really very significant for all our customers to agree with our terms of service before using our services. You must go through them at the earliest and any violation of our terms will not be tolerated. Continuous use of our website by you will be considered as your agreement to our terms of use. If you are not agreed to it then you must quickly stop using our website and avoid using it ever again.

On our website you will find some third party links and other advertisements. The purpose behind posting those links is just to provide you additional information. You can use those links at your own risk. Just make sure to read lenders terms of service carefully before using them as they follow different set of terms and we can no control on them. Read carefully before signing any loan agreement with the lender. We are not responsible if any damage caused to your personal details while browsing through any of the third party websites.

There is no need to reveal your personal identity if you are merely visiting our website just to read any information or downloading any content for your personal reference. Copying or downloading any content or information from our site pages for commercial purpose is strictly not allowed and will lead to a legal offence.

At Payday Point we reserve a right to change or modify some portions of our terms and conditions from time to time, without any former notification. Any changes that we made to our terms of use will be publishing on our website. In order to keep a track on all changes you are requested to read our terms of service every time you visit us online.

Please note that Payday Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.