How it Works

Lack of money is a stressful condition in anyone's life. With money shortfall you cannot able to handle financial emergency. This situation impels you to apply for a loan. With us at Payday Point you will can search, compare and find the loan that you exactly need.

How Payday Point works?
We are a highly dedicated online loan matching service provider. With us you can rest assured to find a soothing financial solution that fit your requirements efficiently. We are not a direct lender or loan provider. We cannot provide any lending commitments to our customers directly. Our services are basically designed to process your information and helping you to find the best lender based on your requirements and credentials. This website does not charge any fees for this service.

What are payday loans?
These are small loans that you can consider applying for at times of exigency. These loans will help you to gain extra cash ahead of your upcoming payday. Upon approval you can gain enough finance ranging from $100-$1,000. To repay funds you will be provided short duration of 2 to 4 weeks, which generally comes on the eve of your next month payday. Lenders will not interfere on how you want to spend borrowed money on. Feel free to cater all your small unplanned expenditures on time.

What are installment loans?
These are special loans that have been especially designed for the ones who cannot afford to pay back entire borrowed amount at one go. Once you gained approval against these loans you will be able to grab sufficient finance that ranges from $100 to $1,500. Get a chance to repay funds in small installments, which will be fixed by the lender.

What happens when you get approved?
It is not necessary that everyone gets approved for the loan as there are times when a particular loan may not match with your requirements. This may lead to non-approval of a loan. Also in case of providing wrong or inaccurate information then it may result in rejection of your loan request. So make sure to provide you right and honest details to us. Lenders will verify all your details carefully and will also check your credit worthiness before lending you money. Once your loan is approved the desired funds will be directly deposited to your bank account for further use.

Still looking for more answers? Just visit our FAQ page for more answers!

Please note that Payday Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.