a FAQs - Payday Loans



What this website is all about?
This is an USA based online loan matching service provider. We are here working as intermediaries that fills gap between you and the lender. Our services are designed to process your information and helping you to find the best lender based on your requirements and credentials. Since we are not a direct lender or loan provider, we cannot make any credit decisions. We are committed to help you to find the most suitable loan deal that you exactly need.

How to get register with Payday Point?
Registering with us at Payday Point takes only few minutes. A simple and short online registration form is what you need to fill in with the necessary details and submitting it. The form will be processed by all leading and genuine lenders on our network and they will provide you quick response on your loan request in no time.

How much registration charges do I need to pay?
We at Payday Point offer our loan matching services at absolutely free of cost. Yes, our registration is completely free and puts no obligation on the applicants.

I need more information. What should I do?
For more information or for sharing queries, suggestions or feedback regarding our services you are free to contact us at Payday Point at any time in a day. We offer round the clock services. This means you can reach out to us whenever you need.

I have bad credit rating. Can I still apply?
It does not matter whether you have good or bad credit score, as we at Payday Point will allow everyone to get register with us without any obligation. We do not perform any credit checks. But lenders who will process your loan request will surely check your credit worthiness before lending you money.

Can anyone apply?
As long as you are a citizen of USA, holds a valid active bank account, having regular source of income and also having age of above 18 years then you are surely eligible to apply.

Payday Loans

What are payday loans?
They are short term loans. They are provided against your next month payday. You can rely on these loans at urgent times to arrange extra cash quickly for dealing with small cash crunches on time.

How much one can borrow with payday loans if get approved?
Once you gained approval against these loans, you are free to borrow fast cash ranging from $100 to $1,000. Funds will be automatically deducted from your bank account when you next month payday arrives in 2 to 4 weeks.

Why payday loans are costly?
These loans are provided for a short time span only and thus lenders will charge them with high interest rate to reduce the risk. So, always makes sure to pay them back on time as they are expensive and will probably get even more expensive if extended with additional interest charge or late fee charges.

Installment Loans

How installment loans can help in fulfilling the demand of financial emergency?
These are special loans that have been especially designed for the ones who cannot repay entire borrowed loan amount at one go. In the hour of emergency you can undoubtedly rely on these loans for fetching quick cash relief to cope with small urgent financial troubles on time.

How much one can get?
Upon approval of installment loans one can raise easy financial help that varies from $100 to $1,500. You can repay funds in small easy installments, which will be fixed by the lender.

How to use approved funds?
Lenders will provide you full freedom on how you want to spend borrowed money. You can now easily settle down all your short term urgent needs, with absolutely no hassle.

Please note that Payday Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.